Section 661.200.9. Sharing of insurance company information with the fire marshal.

Insurance companies shall provide specified information to the fire marshal as follows:

       200.9(1) Whenever an insurance company has reason to believe that a fire loss insured by the company was caused by something other than an accident, the insurance company shall provide to the fire marshal, or some other agency authorized to receive such information under Iowa Code chapter 100A, all information and material possessed by the company relevant to an investigation of the fire loss or a prosecution for arson.

       200.9(2) Whenever the fire marshal, or an agent or employee of the fire marshal, requests in writing that an insurance company provide information in its possession regarding a fire to the fire marshal, the insurance company shall provide all relevant information requested. Relevant information may include, but need not be limited to:

        a.           Insurance policy information relating to a fire loss under investigation, including information on the policy application.

        b.           Policy premium payment records.

        c.           History of previous claims made by the insured.

        d.           Material relating to the investigation of the loss, including the statement of any person, proof of loss, and other information relevant to the investigation.

       200.9(3) Unless otherwise expressly limited, any request for information under this rule shall be construed to be a request for all information in the possession of an insurance company. Any information in the custody or control of any agent, employee, investigator, attorney or other person engaged, on a permanent or temporary basis, by an insurance company in the person’s professional relationship to the insurance company shall be considered to be in the possession of the insurance company subject to this rule.

[ARC 8307B, IAB 11/18/09, effective 1/1/10]