Iowa Administrative Rules (Last Updated: December 07, 2016) |
Department 161. Civil Rights Commission |
Chapter 6. DISCRIMINATION IN CREDIT |
Section 161.6.4. Exceptions.
Latest version.
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6.4(1) Cosignatures may be required of a married couple intending to establish a joint account with the company or business issuing the credit card.
6.4(2) The exception for cosignatures is limited, and the issuer should presume the applicant is seeking a credit card in the applicant’s own name regardless of the marital status of the applicant.
6.4(3) These rules shall not prohibit any party to a credit transaction from considering the application to the particular case of Iowa law on dower, title, descent, and distribution, or from taking constructive action thereon.